by admin@creditmendaustralia.com.au | Oct 5, 2022 | Uncategorized
Defaults A credit provider can list a default on your credit report if: the payment has been overdue for at least 60 days. the overdue payment is equal to or more than $150. a notice has been sent to your last known address to let you know about the overdue payment...
by admin@creditmendaustralia.com.au | Oct 5, 2022 | Uncategorized
From 1 July 2021, providers of debt management services (including firms offering ‘debt negotiation’ or ‘credit repair’ services) are regulated under the National Consumer Credit Protection Act 2009 (National Credit Act). This means providers of these services must:...
by admin@creditmendaustralia.com.au | Oct 5, 2022 | Uncategorized
Lenders use your credit score (or credit rating) to decide whether to give you credit or lend you money. Knowing this can help you negotiate better deals or understand why a lender rejected you. Your credit score is based on personal and financial information about...
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