Nobody likes to be caught unaware with a credit judgment against their name, and it is even worse if the correct procedures weren’t followed, which could have allowed you to settle the debt. Getting reported to the credit reporting bodies in Australia results in a credit file against your name that remains for five to seven years.
- Many people are unaware that if the creditor didn’t follow correct procedures in the process of lodging the bad credit, we could remove the credit file against them. Breach of legislation is a valid reason for the removal of a credit file.
- We will examine the procedures that were taken by the company or creditor who lodged the negative listing against you. If we find that you meet the criteria based on possible breaches in reporting the negative listing, we will assist you in have the listing removed.
- We only charge our clients if we can indeed remove the bad credit.