Australia’s leading credit repair, debt negotiation and advocacy services are here to help. Our team of experienced professionals will work with you to take control of your finances and regain the freedom you deserve.
Don’t Let Bad Credit Hinder Your Financing Dreams
At Credit Mend Australia, we understand the importance of having a good credit report as it is an essential factor in determining whether or not you can be approved for finance. With that in mind, our focus is on providing the best credit repair service possible. We have the expertise and knowledge to help you improve your credit history and make sure that it is accurately reflected in your credit report. Our team will work diligently to ensure that all negative impacts are removed and that any errors are corrected so you can get back on track with your finances.
Having a good credit report is essential if you want to build a secure financial future. Unfortunately, it can be difficult to maintain a good credit score, especially if you are a business owner or property investor with frequent transactions going through your accounts. To ensure that any issues with your credit report are addressed in the best way possible, it is important to engage the services of a reliable credit repair service. With their expertise and knowledge, they can help you assess the situation and come up with an effective strategy for improving your credit score.
Direct from the best credit repair service, here are 6 tips to rebuild your credit
1 – Stop applying for finance for 6 months
If you have been knocked back for finance due to too many enquiries, there is hope. All you need to do is take a break from making any more enquiries for at least 6 months. This will give your credit score time to recover and help put you back on track to be approved for the finance you want. During this time it is important to keep an eye on your credit report and make sure that all payments are up-to-date and correct in order to improve your chances of success when applying for finance once again.
2 – Get an automatic check set up on your credit report
Setting up an automatic check on your credit report is a great way to stay on top of your financial health. When you request your credit report, it’s important to ask the reporting agency to alert you if any new activity takes place. This way, you can address any unexpected changes as soon as they occur and take the necessary steps to protect yourself from identity theft or other fraudulent activity.
3 – Set up monthly Direct Debits on all your loans & bills
Direct debits are a great way to ensure that you don’t forget to make payments on your loans. Setting up direct debits can take time, but it is important to make sure that your payments are being made on time and consistently. This will help you avoid any late payments or extra charges that may be associated with missing loan repayments. Additionally, make sure to double check that your income is going into the correct account so that you don’t miss any of your loan repayments.
4 – Speak to your credit providers
If your credit provider calls you and you miss the call, it’s important that you call them back as soon as possible. Avoiding phone calls during times of financial stress can make the situation worse, so try to speak to your credit provider to find out what sort of assistance they may be able to provide. They may be able to negotiate on your behalf or come up with a payment plan which could help relieve some of the pressure you’re feeling.
5 – Use a trusted credit repair company
If you find yourself in need of credit repair, the first thing to do is ask your broker or finance people for recommendations. A good credit repair company will often come highly recommended by word of mouth, so it’s a good idea to reach out and get an opinion before searching online for help. Though many credit repair companies advertise their services online, it’s best to speak with someone who has already used the services in order to make sure you get the quality of service you’re looking for.
6 – Use a local mortgage broker
Finally, don’t go from place to place enquiring about finance. This is a sure-fire way to damage your credit report as every time you apply for a loan, it is registered as an enquiry on your report. With each enquiry, your chances of being approved decrease significantly. The more enquiries you have, the less chance you have of obtaining a loan or line of credit. When searching for the best loan to suit your needs, it is important to source an accredited mortgage broker. They can not only help you to find the most suitable loan, but they will also eliminate any issues regarding enquiries on your credit report. If you are having difficulty obtaining finance, or would like to acquire assistance before beginning your search, please contact a local accredited mortgage broker who will have the knowledge and expertise to guide you through the process.
Apply for finance again with the help from Credit Mend Australia
If you’re looking for a way to improve your financial situation, Credit Mend Australia is the perfect choice. They are experienced in helping people repair their credit score, so you can stop worrying and take control of your finances. With their assistance, you can start building a better life by taking the necessary steps to get back on track and start fresh. Credit Mend Australia can help make your dreams a reality and give you the opportunity to create a brighter future.
Call our Credit Repair Experts Today
Gain back your financial freedom!
Phone: 1300 425 610
Suite 75, 8 Clunies Ross Court Eight Mile Plains, QLD 4113