Step 1

We’re Your First Choice for Credit Repair Companies in Australia

Credit Mend Australia offers an extremely competent service, unlike many other credit repair companies in Australia. Many of these bad credit repair services will expect you to pay a large upfront fee to ‘remove’ your negative credit rating. Unfortunately, it’s often the case that their claims are simply a ploy to get you to sign up and pay them money for a service that they are incapable of providing.

Step 2

Problems a Credit Repair Service Addresses

As any of the well-established and reliable best credit repair companies will tell you, repairing or restoring your credit will have a massive positive impact on your credit rating.

  • Once you have defaulted on credit in any way – whether you missed payments on a loan or defaulted on a credit card, it is recorded for at least five years. Even if you do eventually pay off this default, it will remain on your credit record as being ‘finalised’, and credit providers will notice.
  • We will provide you with a free credit repair assessment so that you can begin your journey towards being more creditworthy. This repair means you can steer clear of second-tier lenders who often require you to provide higher deposits and pay higher rates of interest.
  • You could even end up saving thousands of dollars when credit providers agree to lower interest rates thanks to your credit restoration.

As one of the best credit repair agencies, we will dispute any errors that we come across on your credit report, as well as enter into negotiations with some of your creditors to remove certain items.

Step 3

What You Should Know About Credit Fix Companies

As in any industry, some companies are more reliable than others. We’ve detailed how our process unfolds for you, to ensure transparency and provide you with all the necessary information you need to make an informed decision.

  • We will begin with a phone call providing a detailed explanation of how our process works. We will also explain credit laws to you and discuss how we can restore your credit file.
  • The next step requires you to provide your written consent to us doing a full credit check. We will evaluate where you currently stand regarding your credit rating and offer options for you to consider moving forward.
  • Our investigation entails identifying any procedure that may have been used by companies before you received your negative listing. Although some questions we ask may have a broad scope, we must determine the nature of your discrepancy with what the creditor states as their reason for listing you with a negative credit rating.

We require you to meet specific criteria for the service to be approved. If you do not meet these criteria, we cannot offer the service as there is unlikely to be a change in the outcome.

Step 4

Tips Regarding Equifax Credit Repair

There are several things you can do to repair your credit rating. In an ideal world, you wouldn’t need to improve your credit rating, but we understand that you can sometimes experience unexpected problems and end up with a negative credit rating.

  • You should pay your bills on time. This chore may seem reasonably unimportant to you, but many credit providers take an interest in ensuring that you pay your bills on time as required.
  • Try to pay off your debt as soon as possible and don’t let your outstanding credit card balances escalate.
  • Refrain from applying for credit regularly. When you often receive declines on credit applications, it is also noted in your credit report.
Step 5

About Credit Mend Australia

We have several years of experience when it comes to restoring your credit. We’d like to help you to take control of your finances and work towards a more stable financial future. We will make every effort to restore your credit file so that you can move forward with your life without the added pressure of a bad credit rating hanging over you.

Please do feel free to contact us if you would like any additional information, or if you’d like assistance with a free credit repair assessment.

We Remove Defaults