Why Choose Credit Mend Australia?

Boost Your Credit Score for Better Loan Approvals
We Help Fix Credit Report Issues the Right Way
Increase Your Borrowing Power with Better Credit Health

Defaults Removal Service

Did you know that a default can stay on your credit report for up to five years, whether paid or unpaid, significantly impacting your credit score and financial opportunities? We work on your behalf to remove unjust, inaccurate, or outdated default listings, helping you regain control of your credit and improve your chances of securing loans, credit cards, and other financial products.

What is a Default? A default is recorded when a payment of $150 or more is overdue by 60 days or more. It signals serious credit issues to lenders, making it harder to get approved for credit.

How We Help: We review your credit report, dispute incorrect or unfair defaults, and work towards their removal to improve your credit score and financial prospects.

Court Judgments & Actions Removal Service

Court judgments and legal actions for unpaid debts can stay on your credit report for up to five years, whether paid or unpaid, significantly impacting your credit score and limiting your ability to secure loans, credit cards, or other financial products. We specialize in removing unjust, inaccurate, or outdated court judgments and actions, helping you regain control of your credit and improve your financial opportunities.

How We Help: We review your credit report, identify errors or unfair court listings, and work towards their removal, giving you a clean slate to move forward financially.
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Serious Credit Infringement (SCI) Removal Service

A Serious Credit Infringement (SCI), also known as a clearout, can stay on your credit report for up to seven years, whether paid or unpaid, severely impacting your ability to borrow.

What is an SCI? An SCI is recorded when a lender believes you have intentionally avoided repaying debt and they've been unable to contact you for an extended period. This is one of the most damaging listings on your credit report. We work on your behalf to remove unjust, inaccurate, or outdated SCI listings, helping you restore your credit and improve your chances of securing loans, credit cards, and other financial products.

How We Help: We review your credit report, identify inaccurate or unfair SCI entries, and work towards their removal, helping you rebuild your credit and regain financial freedom.

Repayment History Information (RHI) Removal Service

Did you know that late payments over 14 days can stay on your credit report for up to 24 months, impacting your credit score and loan approvals? We work on your behalf to remove unjust or inaccurate RHI records, helping you reverse past financial mistakes and improve your credit health.

What is RHI? Repayment History Information shows your monthly payment history on accounts like loans and credit cards. Late payments over 14 days can negatively affect your report for up to two years.

How We Help: We identify and remove eligible late or missed payments, improving your credit score and boosting your chances of loan approval.
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How It Works

Step 1

Free Consultation

Speak with our experts about your credit situation

Step 2

Personalised Plan

We create a tailored strategy to improve your credit

Step 3

Achieve Results

Take action and access better financial opportunities

Ready to Improve Your Credit Score?

Phone: 1300 425 610
8 Clunies Ross Court Eight Mile Plains, QLD 4113
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Credit Mend Australia – 4.9 Google Rating, Australia’s Leading Credit Repair Specialists.

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Contact us

  • 8 Clunies Ross Court,
    Eight Miles Plains, QLD 4113
  • 1300 425 610
  • Mon - Fri: 9am - 6pm,
    Saturday & Sunday: By Appointment

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