• You may not be able to get a loan
  • You may have to lend off high interest lenders
  • You may not be able to set up everyday accounts like phone, utility, rentals
  • You may not get certain employment
  • You may get the lowest interest rate avaialable and save thousands
  • You may get loans approved ( providing you meet lending criteria)
  • You may open accounts for everyday purposes like phone, utilities, etc.
  • You may have more opions and opportunities with good credit.

Our Process

1
Phone Call

The procedure at Credit Mend Australia begins with a detailed explanation of our process to explanation of credit laws as only a registered solicitor may provide advice on credit laws.

2
General Identity Information and Credit Check

Upon receiving your written consent, our team will then perform a full credit check of all three credit files by explaining your current credit position and options moving forward.

3
The Investigation Process

We will audit the creditor requesting they provide all evidence of their procedures and protocol they undertook, before listing the default in reference to the credit laws and legislation.

4
Charge Removal Fee

No fee unless successful removal as this may be considered deceiving as it implies that there’s np fee including admin fee unless default is removed.

Our Process

1
Phone Call

The procedure at Credit Mend Australia begins with a detailed explanation of our process, a brief explanation of the credit laws and how we can assist you by restoring your credit file.

2
General Identity Information and Credit Check

Upon receiving your written consent, our team will then perform a full credit check of all three credit files by explaining your current credit position and options moving forward.

3
The Investigation Process

We will audit the creditor requesting they provide all evidence of their procedures and protocol they undertook, before listing the default in reference to the credit laws and legislation.

4
Charge Removal Fee

Only once we have written confirmation from the creditor or plaintiff that they will remove your listing, we then charge a removal fee. If we cant remove it there’s simply no removal fee to pay.

Remove Bad Credit

The time that negative information stays on your credit file varies
depending on the type of listing