Education Centre

(Financial Freedom)

Begin your journey towards financial freedom today with Credit Mend Australia Pty Ltd. Explore our comprehensive articles covering key topics such as budgeting, investing wisely, and planning for retirement. These resources provide essential knowledge and tools, enabling you to confidently secure your financial future.

Discover practical strategies for reducing debt, understanding financial markets, and optimising savings. Credit Mend Australia Pty Ltd is dedicated to empowering you through expert guidance and personalised solutions.

Join us on this transformative journey towards financial freedom and secure your future with confidence.

Defaults

Defaults

Defaults A credit provider can list a default on your credit report if: the payment has been overdue for at least 60 days. the overdue payment is equal to or more than $150. a notice has been sent to your last known address to let you know about the overdue payment...

Debt Management

Debt Management

From 1 July 2021, providers of debt management services (including firms offering ‘debt negotiation’ or ‘credit repair’ services) are regulated under the National Consumer Credit Protection Act 2009 (National Credit Act). This means providers of these services must:...

Credit Scores

Credit Scores

Lenders use your credit score (or credit rating) to decide whether to give you credit or lend you money. Knowing this can help you negotiate better deals or understand why a lender rejected you. Your credit score is based on personal and financial information about...

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