Lenders use your credit score (or credit rating) to decide whether to give you credit or lend you money. Knowing this can help you negotiate better deals or understand why a lender rejected you. Your credit score is based on personal and financial information about you that is kept in your credit report. You have a right to access your credit score and credit report for free. If you want to fix something in your credit report, contact https://creditmendaustralia.com.au/

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