Australian’s Leading Credit Solution Experts

Credit Restoration and Debt Solutions

If you need help dealing with debt or find yourself denied for a loan, talk to our dedicated professionals.

Credit mend Australia was established in August of 2020 to help people get back into good credit. At that time, the industry wasn’t regulated, so not everyone was doing the right thing. Credit mend Australia has always been committed to helping people restore their credit and improve their financial future.

The debt agreement industry is now better regulated than it was in the past. Although not required for our credit restoration services Credit Mend Australia successfully applied for an Australian Credit License with the added bonus of being a Registered Debt Agreement Administrator, which means we adhere to a higher standard of practice.

This regulation ensures Credit Mend Australia are always acting in the best interests of our clients, and guarantee we will always provide a fair and reasonable service.

What gives us the edge is that we only charge a small administration fee to start the process. Once the default is successfully removed do we then request the final payment.  We do our absolute best to repair our client’s credit score and, in some cases, we’re even able to remove or reduce the debt associated with the default.

Credit mend takes the time to work together with the creditor to find the best solution. We totally believe in our process and our success rate proves that.

Bad credit can be a very costly mistake and if you don’t take actionit could be years before its correct. If you have bad credit, it is important to take steps to improve your credit score as soon as possible. 

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Our Process

  • At Credit Mend Australia (
    Credit Repair Australia) we begin with a detailed explanation of our process and explanation of credit laws in Australia. Here we charge a small administration fee and share with you our privacy agreement which we honour to protect your private details.
  • Upon receiving your written consent, our team will then perform a full credit check of all three credit files Equifax, Experian and Illion.  From here we can explain your current credit position and options moving forward.
  • Next we will audit the creditor requesting they provide all evidence of their procedures and protocol they undertook, before listing the default. The Audit covers a full investigation of all adverse listings and we start the credit restoration process by attempting to removing black marks and increasing your credit score. 
  • Only once we receive written confirmation From the creditor that they will remove the Listing or (adverse on file, default or judgment) Only then do we charge a removal fee, If we cant Remove it, we do not charge.
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Our Philosophy

At Credit Mend Australia, we believe that everyone deserves a chance to improve their credit score and regain financial freedom. We exhaust all avenues and leave no stones unturned to give our clients the best chance of restoring their credit file and reducing their debt.

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Our Focus

At our initial consultation, we will go over your credit reports from Equifax, Experian, and Illion. We will assess where you are at and what your next steps should be. Our focus is to help you improve your credit score and get you on the path to financial success.

4.9 stars on ⭐️⭐️⭐️⭐️⭐️ Google!

Unlike most credit repair companies in the country that mislead or charge thousands of dollars upfront without any success.. your client only pays $499 towards Invistigation, and only charges a removal fee, upon Default removal confirmation from the creditor in writing ( No Win, NoFee )

Rating_Text
Based on 137 reviews
Chris Turnbull
Chris Turnbull
2022-09-22
Mani is an absolute legend. Not only did he have my Telstra default removed( while he was in hospital), but also had my debt cleared. Thank you so much.
Denny Tangka
Denny Tangka
2022-08-10
Mani the Director from Credit Mend. What can I say. His work, commitment and dedication was unbelievable. He was able to get rid of my default from Virgin Money and Citibank within less than his agreed time frame. I wasn't able to get a car loan because of this and Mani has made this happened. I am now in a better position and ready for a new beginning. Thank you Mani, you have been amazing.
Angus Oneill
Angus Oneill
2022-07-29
I couldn’t be anymore happier for the Director of Credit Mend Australia, Mani for restoring my credit file in less than 30 days. He successfully removed 3 Defaults from my Equifax Credit file. The best thing about credit Mends service he managed to wipe my Money 3 Default removed and debt of $9600. So technically I received credit Mends service for free and I’m able to borrow money and get a new car. Thank you Mani and Credit Mend Australia for changing my life 🙏
torin orlando
torin orlando
2022-07-20
Had little faith in the industry to begin with but Mani bent over backwards to get the greatest outcome possible even though there was no breach in which saved me thousands! Had a fast turn around time of 26 days would Recommend to anybody who is looking for such a service with results
Matthew Thomson
Matthew Thomson
2022-07-19
Just used Mani at Credit Mend Australia, awesome, quick and easy service, Mani was able to get the black mark and the late payments of the record so I can continue to rebuild our life and remortgage our property. Highly recommend to use Credit Mend to for fast and efficient service. Upmost Professional and caring person, I can’t have ask for more and could not be more happier. Regards Matt T
Mehmet Oz
Mehmet Oz
2022-06-10
They are amazing. Mani is the legend he just removed my default in 2 weeks only. They are fast and very professional. These guys know what they do. They are so professional and responsible. They are not only fix your problem also they educate you about your past and future financial situation. Highly recommended. Thanks guys. Really appreciated it.
Leigh Metzeling
Leigh Metzeling
2022-06-10
The director Mannie was second to none... Mannie was attentive 24/7.. Honest along with evaluating all possibilities to come to a solution.. Finance Sorted - Would 100% recommend Credit Mend ahead of any other agencies. You are not just another number with Credit Mend Australia..
John Covic
John Covic
2022-06-06
highly recommend Credit mend and the team, they worked tirelessly to have complex defaults removed, thank you Mani and credit mend team for all the professional assistance along with the desired outcome. Our life is back on track after so many years of pain , once again
Ngan Le
Ngan Le
2022-06-03
Mani is the best in the business! Answered every question and outlined the process from beginning to end. Cannot recommend Mani and his team enough!! Thank you Mani & CreditmMend :))
Sequoia Stewart
Sequoia Stewart
2022-05-24
Mani was incredibly helpful and removed my credit default so quickly. I am so grateful for what he has done for me! I had a credit default from Money3 and Mani was able to get the debt completely removed I HIGHLY recommend Credit Mend Australia, dont waste your time with other companies

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Suite 75, 8 Clunies Ross Court Eight Mile Plains, QLD 4113

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