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FAQs2020-09-30T06:03:04+00:00

CALL NOW!!

For Your Free Credit

Repair Assessment

Quick Call: 1300 425 610

CALL NOW!!

For Your Free Credit

Repair Assessment

Quick Call: 1300 425 610

CALL NOW!!

For Your Free Credit

Repair Assessment

Quick Call: 1300 425 610

FAQ

The most Frequently Asked Questions by our loyal custmers

If I have bad credit, am I able to get the black mark removed?2020-09-14T07:53:19+00:00

Yes, all companies must follow strict rules and procedures from the privacy act prior to defaulting you. By Law if they haven’t, and if there’s been a breach; than it is grounds to have the black mark permanently removed.

If I pay my Bad Credit off, will it be removed off my credit file?2020-09-14T07:54:24+00:00

No, paying your default will not remove it from your credit file. It will only update the default to show that it’s been paid, and you continue the bad credit for the duration of 5 years.

I only have a small default of $200 so should I be worried that this may effect the outcome of my finance application?2020-09-14T07:55:20+00:00

Yes. Whether it’s a small amount or not, any default listing can have a negative outcome on your finance application.

I’m worried that I may have done the wrong thing and purposely didn’t pay my bill. Can a default still be lifted?2020-09-14T07:58:12+00:00

Yes, however only when a company has not followed the correct legislation when listing the default, or if it is disputable.

Can Bankruptcy or a Part 9/10 debt agreement be removed from my credit file?2020-09-14T07:58:04+00:00

No. No-one can remove these from your credit file.

How long does it take to remove bad credit if it can be removed?2020-09-14T07:59:43+00:00

The Credit reporting bodies (Such as Veda now called Equifax) generally allows around 30 business days. This time frame can vary depending on the circumstances and avenues taken to assist in the credit repair process.

Am I obligated to pay a fee or proceed with your services?2020-09-14T08:00:09+00:00

No, of course not.

Do you charge an admin fee upfront?2020-09-14T08:02:03+00:00

No, we give our time, resources, and further credit repair education to you at no cost.

When do you charge a fee?2020-09-14T08:02:41+00:00

Only after the investigation process, only if you meet a strict criteria, and are approved for our services.

Do you guarantee the removal of my credit defaults?2020-09-14T08:04:12+00:00

No. However, if they haven’t been listed correctly or are disputable, then they can be removed.

FAQ

The most Frequently Asked Questions by our loyal custmers

If I have bad credit, am I able to get the black mark removed?2020-09-14T07:53:19+00:00

Yes, all companies must follow strict rules and procedures from the privacy act prior to defaulting you. By Law if they haven’t, and if there’s been a breach; than it is grounds to have the black mark permanently removed.

If I pay my Bad Credit off, will it be removed off my credit file?2020-09-14T07:54:24+00:00

No, paying your default will not remove it from your credit file. It will only update the default to show that it’s been paid, and you continue the bad credit for the duration of 5 years.

I only have a small default of $200 so should I be worried that this may effect the outcome of my finance application?2020-09-14T07:55:20+00:00

Yes. Whether it’s a small amount or not, any default listing can have a negative outcome on your finance application.

I’m worried that I may have done the wrong thing and purposely didn’t pay my bill. Can a default still be lifted?2020-09-14T07:58:12+00:00

Yes, however only when a company has not followed the correct legislation when listing the default, or if it is disputable.

Can Bankruptcy or a Part 9/10 debt agreement be removed from my credit file?2020-09-14T07:58:04+00:00

No. No-one can remove these from your credit file.

How long does it take to remove bad credit if it can be removed?2020-09-14T07:59:43+00:00

The Credit reporting bodies (Such as Veda now called Equifax) generally allows around 30 business days. This time frame can vary depending on the circumstances and avenues taken to assist in the credit repair process.

Am I obligated to pay a fee or proceed with your services?2020-09-14T08:00:09+00:00

No, of course not.

Do you charge an admin fee upfront?2020-09-14T08:02:03+00:00

No, we give our time, resources, and further credit repair education to you at no cost.

When do you charge a fee?2020-09-14T08:02:41+00:00

Only after the investigation process, only if you meet a strict criteria, and are approved for our services.

Do you guarantee the removal of my credit defaults?2020-09-14T08:04:12+00:00

No. However, if they haven’t been listed correctly or are disputable, then they can be removed.

We Remove Defaults

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